Blue Collar Wealth · A money system built for a trades paycheck

You make good money.
Let's make sure you keep it.

David Mattsson, headshot in cap and gown

David Mattsson

·Traveling Field Welding Engineer
·Personal Finance Educator
·23 years old
·70 to 84 hour weeks on the road 

Give me four numbers and one sentence. In 90 days we turn them into a money system you understand and use. The goal: by day 90 you run it without me.

Book my free 30-min call See what $500 gets you

Free call first · One payment · Education only

One real build: $449 → $1,969 saved a month. Real months, name removed. See the math ↓

A real build: every dollar lands in one of five buckets
A real build

A real page from a real build. Yours within a week of sending me your numbers.

$500
Once. Not monthly
90 days
Start to finish
1 week
From four numbers to your plan
1 on 1
With me, not a course

The problem

Good money doesn't come
with a system.

Overtime. Per diem. Travel. Truck payments. Tools. Food on the road. Big checks, uneven checks. You can make good money and still not know what it's supposed to do.

Without a system

The check$4,000
TruckBillsFood on the roadWeekendToolsDebtRandom charges???

“Where did it go?”

With a system

The check$4,000
Fixed
Variable
Guilt-free
Saving
Investing

Every dollar has a job before the check lands. Give me your numbers and I'll build yours.

“I know where it's going.”

The All In System · 90 days

Build it. Learn it.
Run it yourself.

1

Phase 01

Build the budget

Send me four numbers and one sentence. Within a week I build your plan and walk you through it on Zoom.

2

Phase 02

Learn where it goes

Monthly Zoom deep dives on investing and the psychology of money, so you understand every piece.

3

Phase 03

Run it yourself

The goal by day 90: You run the system without me.

Do the math

What is $500 worth?
Here's the proof.

All In costs $500, once.

One real build · Real months · Name removed

$449 to $1,969 saved a month.

→

Before

$449 saved

→

Month 1

$1,254 saved

12-month avg

$1,969 saved

Month 1$711extra saved · fee paid back
Year 1$16,341extra saved · 32x the $500 fee

Every number, with the math and sources ↓

They didn't know what a savings rate was, the share of every paycheck you actually save. So I dug into the numbers:

  1. Calculated their true savings rate.
  2. Broke every bill and every spending line down, and found where the money was leaking.
  3. Built them a plan on those numbers, down to the percent.
  4. Set them up with a budgeting app, so they know where every dollar goes.

One real build, name removed. One result, not a promise.

What would you do with an extra $16,341?

Find your leaks ↓

You don't need to make millions to build wealth. You need to make good decisions with the money you already make.

This isn't a get-rich-quick course. It's the skills that touch every paycheck you'll earn.

David Mattsson under the hood, welding pipe
David with his mom and dad in Arsenal jerseys outside Emirates Stadium, London
At the Emirates Stadium with my mom and dad in London, UK

Why me

A Welding Engineer,
not a Wall Street banker.

Born in Lago Agrio, Ecuador, and adopted at three years old. Grew up in Gilboa, New York, a small town of about 1,100 people, where I finished near the bottom of my graduating class of 21.

Vo-tech introduced me to welding. I practically lived in the tutoring center at Penn College, outworked the critics, and walked out with a 3.5 in Welding & Fabrication Engineering Technology.

Today, I'm a Field Welding Engineer who travels the country troubleshooting manual and robotic welding applications across the aerospace, defense, and automotive industries.

Money doesn't care how smart you are. It cares about discipline. I built my own system before I built anyone else's.

At 22 I paid cash to take my parents to London so my dad could watch Arsenal play a Champions League semi-final in person for his 64th birthday!

That's what the money is for.

If a kid from the bottom of his class in Gilboa can learn it, so can you.

All In · 90-day money build

$500once

Your check. Your plan. Your system.

  • Your money system: Built straight from your real paycheck numbers.
  • Full walkthrough: Step-by-step so you understand every single part of it.
  • Budgeting app setup: Done together so your tracking runs on autopilot.
  • Money psychology: Understanding the why behind your spending habits.
  • Financial education: How account types, fees, and investing actually work.
  • Direct line to me: Monthly Zoom deep dives during your 90 days, plus my direct cell.

Less than one truck payment. An investment in yourself you keep forever.

Financial education only. You make your own financial and investment decisions.

Start your build

Go All In · $500 →

One payment. No refunds, so the free call comes first. Ask me anything.

David Mattsson, headshot in cap and gown

Start here

You already work for the check. Now make the check work for you.

A free 30-minute Zoom call, face to face, to get clear on your financial position, your goals, and the gap between them, whether we ever work together or not. No obligation, no aggressive follow-up.

Book my free 30-min call

Free · 30 minutes · On Zoom · No obligation

Financial education only. Not investment advice.

Check the receipts: Every number on this page
  • One real build, 13.3% to 43.1% Savings rate = (take-home − everything spent) ÷ take-home Before, Jun 2025: $449 of $3,366 = 13.3% Month 1, Jul 2025: $1,254 of $4,081 = 30.7% Month 2, Aug 2025: $1,813 of $4,422 = 41.0% Month 3, Sep 2025: $3,573 of $6,289 = 56.8% 12 months, Jul 2025 to Jun 2026: $23,630 of $54,802 = 43.1%, about $1,969 a month Source: their budgeting-app record, used with permission. Name removed.
  • Extra saved What was saved, minus 13.3% of the same months' take-home: Month 1: $1,254 − $543 = $711 (1.4x the fee) 3 months: $6,640 − $1,967 = $4,673 (9.3x the fee) 12 months: $23,630 − $7,289 = $16,341 (32x the fee) Real months, all cash, before any investment growth.
  • The page at the top One real build on a $4,000 monthly take-home: $1,880, $400, $400, and $1,320 to savings (33%). Name removed. An example, not a promise. Your numbers will be different.
  • Less than one truck payment Average new-car loan, June 2026: $41,705 over 67 months at 6.3% = about $740 a month. Trucks usually run higher. Source: Federal Reserve, Consumer Credit G.19, Sep 8, 2026.
  • The fine print One build's result. Not a typical or promised result.